Network of Specialists

Through Northwestern Mutual, I have access to a Network of Specialists. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.

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Howard "Buddy" D. Goldman III, CLU®, ChFC®, AEP®

Estate & Business Planning Specialist
Our Estate & Business Planning Specialist assists clients with estate, business and executive benefit needs.
Long Term Care Specialist
Our Long Term Care Specialist helps individual and corporate clients understand their long-term care needs and designs solutions tailored to their unique situation.
Wealth Management Advisor

For over 30 years, Buddy has helped families and businesses achieve their most important financial goals. He takes a comprehensive and strategic approach for your estate and business planning needs. As a planning expert, he seeks first to understand you or your business. Then through discovery, he helps you articulate your goals, prioritize and address your needs. Buddy will work with and coordinate with your other advisors to help you develop and implement solutions that meet your goals.


Associations and Memberships

Baltimore Estate Planning Council

Past President, Baltimore Estate Planning Council

National Association of Insurance and Financial Advisors

Baltimore Association of Insurance and Financial Advisors

Million Dollar Round Table


Awards and Recognition

Million Dollar Round Table Qualifying/Life Member: 1997 - 2014

Million Dollar Round Table Qualifying Member:  1989 - 1996

Million Dollar Round Table Top of the Table: 10+ years

National Quality Award

National Association of Insurance and Financial Advisors: 25 years

R. Todd Grandy, CLU<sup>®</sup>, ChFC<sup>®</sup>

R. Todd Grandy, CLU®, ChFC®

Disability Income Specialist
Our Disability Income Specialist assists individuals and businesses design a disability income insurance program for both individual and group needs.
Wealth Management Advisor

R Todd Grandy, CLU®, ChFC®

Wealth Management Advisor

            Todd is a Native of Chicago and joined Northwestern Mutual in 1989 after completing his Bachelor of Arts degree in English and History at Ole Miss.

In his years with the company he has served as a College Unit Director, a Field Director, and is currently a Wealth Management Advisor and our local Disability Specialist.

            Todd has earned his CLU® and his ChFC®.  He has also qualified for Million Dollar Round table (Qualifying/Life Member 2012 - 2014 and Qualifying Member 2003 - 2011) several times over the course of his career.  In 1989, he won the Mitchell Agency Rookie of the Year Award and has been recognized twice as one of the top three disability insurance producers in the company (2011-12). Additionally in his career, he has served as a board member for the Society of Financial Service Professionals and he is a three-time committee member of Northwestern Mutual’s Financial Representative Association Individual Disability Insurance Committee.

In his role, Todd is passionate about working with his clients to help them and their families achieve financial security. He works primarily with closely held businesses, medical professionals, attorneys, CPAs, other corporate executives, and families with estate planning needs.

            Todd married his wife Stacey in 1991 and they currently reside in Ruxton, MD with their three children; Libby, Stratton, and Owen. He has a passion for being with his family and being active. As a former competitive swimmer and triathalete, he lives by the words “you gotta wanna.” As Todd says, “one either has to be crazy or just a bit off to want to get in cold water at 5am, swim for hours, quickly change, hop on a bike, ride for another two hours, hop off the bike, and run for an hour. Our financial business and estate planning business requires the same perseverance as it is just not easy to succeed. Our business requires focus and dedication and ‘ya gotta wanna’ succeed



Brian R. Dague, RICP®

Wealth Management Advisor

  • Office 443-321-0725
  • Mobile 410-980-8229

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